Agreement
If you upload content for sale, enable pay-per-view, accept tips, or otherwise earn money through KreAtfy, you are a “Creator” for purposes of these terms. KreAtfy provides platform tools, hosting, discovery, and payment facilitation; you remain responsible for your content, pricing accuracy, and legal compliance.
Eligibility
- You must be at least 18 years old and legally able to enter contracts and receive payments in your jurisdiction.
- You must complete any identity, tax, or payout verification we or our payment partners require.
- Your account must remain in good standing under the Terms and Community Guidelines.
- We may refuse, limit, or revoke monetization for risk, fraud, policy, or legal reasons.
Earnings Sources
Depending on features enabled on the platform, Creators may earn from:
- Pay-per-view or paid video access
- Bundles or multi-item packages
- Tips or similar voluntary payments (if offered)
- Other monetization features we introduce and disclose in-product
Earnings are calculated only on successfully settled transactions, not on pending, failed, reversed, or fraudulent payments.
Fees & Revenue Share
4.1 Platform and processing fees
KreAtfy and/or payment processors may deduct platform fees, payment processing fees, currency conversion costs, and applicable taxes from the gross amount paid by the viewer. Current fee rates are shown in the creator dashboard, at monetization setup, or in a separate fee schedule we publish.
4.2 Changes to fees
We may update fee percentages or structures with notice via email, dashboard banner, or platform notice. Continued monetization after the effective date constitutes acceptance of the updated fees for future transactions.
4.3 Net earnings
“Net earnings” means amounts remaining after fees, chargebacks, refunds, adjustments, holds, and required withholdings.
Balances
- Pending: Funds from recent sales may remain pending until the payment clears risk checks and processor settlement.
- Available: Funds eligible for payout under our schedule and minimums.
- Reserved / held: Funds temporarily unavailable due to disputes, fraud review, policy investigation, or reserve requirements.
Dashboard balances are informational; final amounts depend on settlement data from payment partners.
Payouts
6.1 Schedule
Payouts are processed on the schedule shown in your creator dashboard (for example weekly or after a rolling clearance period). Exact timing can vary by country, bank, and payment provider.
6.2 Minimums
We may require a minimum available balance before a payout is sent. Amounts below the minimum roll forward until the threshold is met.
6.3 Methods
Payouts are sent only to verified methods you provide (bank account, mobile money, or other supported rails). You are responsible for correct payout details. We are not liable for delays or loss caused by incorrect information you supply.
6.4 Failed payouts
If a payout fails, funds may return to your available or held balance. You must update details and request a new payout when eligible.
Holds & Adjustments
We may delay, hold, offset, or reverse earnings when:
- A refund or chargeback is filed or likely
- Fraud, money laundering, or Terms violations are suspected
- Content is removed for legal or policy reasons tied to the sale
- Payment partners require reserves or extended settlement
- You owe amounts to KreAtfy (fees, clawbacks, errors)
We may deduct overpayments or erroneous credits from future earnings.
Chargebacks & Refunds
If a viewer receives a refund or wins a chargeback on a sale of your content, related net earnings may be reversed from your balance. Excessive refund or chargeback rates may lead to monetization limits or account action. Cooperate with reasonable requests for information during disputes.
Taxes
- You are solely responsible for reporting and paying taxes on your earnings.
- We may collect tax forms or information (for example W-9 / W-8 or local equivalents) and may withhold amounts required by law.
- We may issue tax reports or information returns where legally required.
- KreAtfy is not your employer; nothing in these terms creates employment, partnership, or joint venture.
Content & Compliance
Monetized content must comply with the Terms, Community Guidelines, and all applicable laws. You must have rights to sell access to the content and must not mislead buyers about price, length, or nature of the content. We may delist or demonetize content that violates policy without owing unpaid speculative earnings on invalid sales.
Termination of Monetization
You may stop selling content at any time. We may suspend monetization or your account as described in the Terms. After termination, valid available balances may still be paid out subject to holds, investigations, minimums, and legal restrictions. We may retain records as required for accounting, tax, and fraud prevention.
Contact
- Creator / payout questions
- legal@kreatfy.com
- Related documents
- Terms · Purchases · Guidelines
- Website
- kreatfy.com
Copyright © 2026 KreAtfy. All rights reserved.